A better future depends on how you prepare for it.
Be super aggressive and disciplined when it comes to saving money to have a better life. There’s no such thing as deflation during this era, almost all prices continue to rise up and it never stops and if you’re not aware of how you will go with that flow you’ll going to lose your grasp to live a better life.
The following hacks will help you handle every cent you receive and you’ll surely save millions of money if you do it all.
Automatically save a portion of your salary by setting your own budget rule. We will provide an idea on how you can budget your money more efficiently and effectively if applied with honesty and discipline.
4 areas of your Budget Rule
By this hack, you can visibly monitor your expenses as you can perceive your total actual cash on hand. It can prevent you from spending too much as there will be a thinking of having not enough pennies to buy an overly expensive thing or whatsoever.
According to research, not using credit cards in buying things is an effective way to save more money and to spend less. For further information, in using credit cards you can encounter high-interest rates, surcharges, fraud, advance fees, and other fees.
Set aside your money on your immediate and future needs instead of storing up on luxurious stuff. Not all things deserve your “yes”, sometimes you have to say “no” or “not yet” just to cut the cost you are spending.
• Giving up your bad habits/vices to save money.
• Lessen going out to drink coffee.
• Avoid visiting online shops.
• Save energy consumptions.
• Eat healthy foods with low-cost.
• Drink more water rather than other beverages.
Expensive products don’t mean quality products, as well as inexpensive products, doesn’t mean poor quality products. There are cheaper ones who will render you long-lasting use products.
Be practical in acquiring new things and look for ways where you can save money even if you’ve purchase bulk of a product.
Do not just throw your damaged things and be creative to fix it; if can be fixed. Sometimes we tend to buy and buy things without knowing we already have that kind of stuff or equipment that just needs to be fixed, it can really affect your savings. For example, it is less costly if you buy another set of remote battery rather than buying a whole set of a remote control.
A Healthy lifestyle keeps a doctor and lots of medication away so you better do daily exercises, drink lots of water and eat healthy foods to avoid sickness. Hospitalization and medications are both costly but can be prevented if you’ll have a changed lifestyle.
If you really desire to save money and live a better life, stop being a shopaholic. To be fair, online shops are not a bad platform (actually it’s for convenience) but it’s a great temptation for you to spend money. Yes, it’s cheaper online but that’s the real reason wherein you got addicted to pressing the button “add to cart” frequently. This is a real talk!
These hacks will not work if there’s no discipline in you to voluntarily apply it and there are so many hacks not included on the list that for sure you already know but you continue to disregard it.
Now, choose to save at all times because life is too short to waste it on “not so important” things or activities.
You’ll better have self-discipline in order to save money starting today. Together, let’s embrace a better life!
Just a couple more months to go and it would be Christmas time again! Who doesn’t even like Christmas? I know almost every one of you love the winter holiday with all the fancy foods, Christmas gifts, family get-together, and of course the creative Christmas cards.
Creating your own unique Christmas card can be really fun, you’re the one who is in control with the design and what the card will say. Even if you are not the most crafty person out there or even a professional, you can still create a Christmas card that would definitely turn out something pretty amazing that would Wow! your friends and family.
Before you randomly create your own card, you should have an idea what your designs would be and what it would say. There is a wide range of incredible designs that you can find out there, which is why it can be a bit hard to choose out the best of them all.
That is why we have prepared this article for you to be able to get a couple of great ideas for your Christmas cards. Here are several card suggestion ideas with a tutorial video:
If you are looking for cute and unique cards ideas, then you should definitely try out the pinwheel card design. It isn’t just a simple square card that you open, but it has a pinwheel-like an effect upon opening it to read the message.
If an elegant card is your thing, then you should check out this beautiful design. The elegant design of this card is not only fancy, but it would also highly impress your family with its great design.
How about a pop-up card with a twist? Check out this unique card design where it can bring out the artist in you. Aside from reading a message you can also display the card at your living room drawer.
Not really into drawing, or maybe suck at it? Then this idea would be great for you, all you need would be papers, scissors, color, and other necessary materials for crafting. Your family and friends would definitely love this design.
How about making a traditional Christmas tree card? Christmas trees design will never be phased out when it comes to Christmas cards. Watch the tutorial on how you can create your own cute little card.
Snowflakes are another trademark sign for Christmas, create your own snowflakes card that is unique enough, and where no one can find it on any other store. Making this card is very simple, just listen carefully to the video’s instructions.
Here is another pop-up card that is much simpler, but still unique enough to wow your friends and family. You can also teach your kids and other younger members in your family to create their own ones. Just make sure that the younger ones have proper parental guidance, or at least an adult beside them to avoid accidents.
Window cards are actually quite popular for their cute designs, you can also try creating one on your own. Fill it with your own designs and Christmas greeting that would make anyone’s holiday merry.
Glittering Christmas cards are another popular design that you can find in the market, but what if none of the glittering cards in the market got your attention? The answer is that you should make one. Making sparkling cards are really easy to make, so make sure that you have all the materials you need.
And last but definitely not the least from the list is the magic Christmas card, this would be the best Christmas card idea that you can make that can make anyone who sees it drops their jaws. It may look a bit complicated to make, but it is actually easy and very simple.
Another great thing that can make you or someone else’s Christmas holiday more memorable, than just giving him or her presents, or inviting them to a Christmas dinner, is by sending him or her with a cute and unique Christmas card that would definitely make their Christmas merrier.
I hope that this article has given an idea or more with all the listed unique Christmas card ideas. They are very easy to make that you can even finish them in less than an hour.
Everyone wants to make their houses look neat, fancy, and highly decorative. But what if you don’t have the money to buy some fancy decorative items or furniture for your home? DIY is the answer to that question.
Rebuilding old furniture or transforming recycled materials into good-looking decorations will surely help you save some costs. And even if you are not a crafty person, you can still start your DIY project with the help of a friend or a few video tutorials.
In this article, we will share with you 5 of the best Do-It-Yourself home decors that are easy enough to be done alone. Rebuild and transform all the materials in your house that are bound to be stored in your attic or basement, or thrown out into the dumpster.
But if you don’t have enough re-usable things in your home, you can just purchase cheap items that are necessary for your project.
Wall paint and decorations play a huge role when it comes to your home’s interior design. Here are some wall ideas that you can try:
You can create triangular patterns by placing strips of tape on your plain white wall. The un-taped part of the wall is where you’ll paint it with different colors.
You can paint an image of a tree, bird, or any other kinds of unique images in any parts of your house.
Show off your crafting skills by making your own DIY frames. You can use old plywoods that are stored in your basement or shed as a canvass. Clean the board and cover it up with paper, or paint it with white paint. After the white paint dries, you can paint the desired image.
If painting your wall with tapes or images is not your style, then why not paint it with effects by using normal items such as crumpled rags, plastic, paper, or sponge. While the wall’s paint is wet, dab it with any of the given items to create irregular patterns. The result will surely amaze you.
Make your own wall shelf without stressing about using a hammer, or maybe even a drill. Here are three examples of DIY wall shelves:
You may have seen a couple of unused industrial pipes back in your storing place. Rather than let it rust down, why not use it as a holder for plywoods so that you can use it as a shelf. You can check out its tutorial.
Are you looking for a unique wall shelf design that is still chick enough to fit in your house? Then you should try out this rope shelf, it may seem a like an accident is about to happen, but it is actually accident-proof and strong enough to withstand the weight of any heavy items.
Most households have a lot of unused corners on their walls, so why not make use of that free space. Try to squeeze in a couple DIY floating shelves on your wall and load it with plants, frames, books, figurines, and more. But unlike the others, you will do a lot of hammering and drilling with this one.
You can dramatically change the look and ambiance of your home by rearranging your furniture. And this is totally cost free! And if you want, you can add in DIY furnitures such as cabinets, drawers, small tables, and more. You can build your own furniture by using old crates, plywoods, and even an old wooden barrel.
Rather than buying new items, it would be much better if you look around in the yard or garage sales in your neighborhood. There are a lot of items that you can use there, you can buy an old chipping cabinet and use some of its parts to finish your DIY project.
Don’t throw your old clothes or any fabric items, as you can still use it to redesign a couple of things in your house, like for example covering your lampshade with an old stylish cloth in a ruffled design. You can make also make your own wall curtain with the fabrics.
So there you have it, with these DIYs you can save at least 50% to 100% of your budget money. Rather than spending it with expensive home decorations, you can just buy a couple of useable things and use it to create your unique item. Make your house look homier with these DIY home décor ideas.
Weekends— family time! You can go shopping or have fun outdoor activities with the kids. However, if you do not have a plan in place, then you can make your weekend bonding with your kids more creative and fun by doing some of the coolest DIY projects, instead of just watching TV or playing video games.
There are tons of DIY projects for kids you can try. If you don’t know where to start, try these 5 DIY projects first.
This fun and easy craft is the galaxy sky version of a slime that will have your kids fall in love with its elasticity, sparkles and adorable and dreamy texture. It is super inexpensive and can keep your kids busy for hours.
What you will need:
Have your kids craft a stylish way in order to catch their dreams every night. The best part about a paper plate dream catcher is that there are infinite possibilities to decorate them, so you can have colorful and unique varieties of dream catchers for your kids.
What you will need:
Try your kid’s glowing creativity with these glow in the dark bottle fireflies you can hang in their rooms and watch over them during nighttime!
What you will need:
This simple wind chime craft can be a wonderful decoration for your garden that produces a lovely fairy sound. Fun to make and made out of recycled materials, it is an ideal DIY project for kids!
What you will need:
One of the easiest and fastest science activities for your kids, an ocean in a bottle project is a really beautiful-looking bottle you will see yet!
What you will need:
Sometimes the idea of a hobby can seem boring. Some of us like to be different, even when it comes to hobbies. If stamp collecting sounds too vanilla for you, we have 9 obscure hobbies that might catch your interest.
Everyone has something they enjoy doing in their free time. Some hobbies are more common, like crafts, playing games, or yoga. Others, not many people have heard of. Below is a list of hobbies found from all over the world that aren’t typically hobbies people start with.
People find enjoyment out of doing different things. Some hobbies just aren’t heard of as much as others might be. Whatever your hobby is, though, the only thing that matters is that you get enjoyment out of the things you do in your free time.
Just because you take up a hobby doesn’t mean you have to be stuck inside all day. There are plenty of outdoor hobbies as well. Let’s check out 8 outdoor hobbies to get you outside.
With such a beautiful world surrounding us, why not try out some hobbies that are based in the outdoors? Hopefully some of these hobbies listed below will inspire you to want to go outside, look at the beautiful world surrounding us, breathe in the fresh air, and try something new.
Not everyone enjoys the outdoors, but for people who do, some of these hobbies may be a great thing to add into your everyday life.
Let’s get this out of the way first: Hobbies are supposed to be fun. So if you are going to take up a hobby, be sure it’s something that you enjoy. The more you enjoy it, the easier it is to keep at it. Since everybody is different, what hobby is right for you really depends on your interests.
Hobbies are important for people to have because they allow you to do something just for you, without worrying about life’s everyday struggles. If you’re having trouble finding the perfect hobby that will allow to relax and as a getaway from life, then read on.
Can you think of anything that you enjoyed as a kid that you might enjoy now as an adult? If you enjoyed coloring, for example, try out some of those adult coloring books. Or if there was a special something you enjoyed collecting when you were younger, start that hobby back up and see if you get the same enjoyment and relaxation out of it. There’s also the option to start back up a hobby that you abandoned. Maybe after taking a break from it, you’ll find that enjoyment you were missing.
If nothing seems to jump out at you from your past, try searching around some stores and see if anything pops out at you. For example, if you walk down a cooking aisle and a new cook book catches your eye, decide on whether or not cooking is a hobby you’d like to pick up.
If you’re adding something new into your life, make sure you have time to focus on this new thing. Most times though, many people have a lot of extra time that they aren’t spending right. Before starting a new hobby, go through your schedule and decide what things you can cut from your daily routine. It’s common for people to spend about 30 minutes to an hour doing their hobby on a daily basis. Ensure that you have that time to devote to this hobby so that you don’t end up having to drop it because of lack of time.
This may sound silly, but to ensure you find a hobby that suits you best, you should think about what type of personality you have. For instance, if you don’t have patience, quilting may not be something you enjoy. However, an alternative to quilting is some quicker sewing projects, especially if you know you enjoy sewing but not taking a lot of time to do things.
When picking out a hobby, remember to think about the types of things you like. If you really enjoy looking at art, try out making your own works of art.
It’s important to remember that you may not hit the perfect hobby as soon as you start looking. Don’t lose hope, though. Keep an open mind and be prepared to try new things you never thought you’d enjoy. Sometimes the things you least expect to like can be the best addition to your stressful life.
Just about anybody with some degree of common sense will realize that one should store food and water if preparing for a survival situation. While that is well and good, there are several other items that are very important too.
We’re so used to these items that it’s easy to overlook them and you’ll only realize their importance when you need them but don’t have them. This article will give you a list of items that you absolutely MUST hoard so that you have comfort during tough times.
During a crisis, your mental game needs to be on point. You’ll be amazed at how the little things start to matter so much. One example would be toilet paper. Could you imagine how stressful and inconvenient it would be if you ran out of toilet paper? What about dish-washing liquid? It’s these things that make a world of difference… And they’re so easy to overlook when prepping for an emergency.
Let’s look at the items. While this is not an exhaustive list, it contains items that are almost as important as food and water. You are always free to hoard more items. If you’re a smoker, even cigarettes might be an essential item that you need. You really don’t want to be suffering from withdrawal symptoms during an already stressful time.
This should be another no brainer, but think this one through. Matches and lighters each have their own pros and cons, so go with both.
Plus, you want something for extreme situations that will get the job done. New innovations like the “Tesla Lighter” (fuel free, flame free, smoke free) are worth the investment. Check it out. Click Here
Mouthwash, toothpaste, sanitary pads, deodorant, diapers, soap, shampoo, toilet paper, etc. Keep an eye on the toiletries that you use daily or very often. You’ll still need these during a crisis. Store enough of them for your family and you.
Aspirins, band aids, iodine, baking soda, creams for insect bites, bandages, tweezers, hydrogen peroxide, medications that you depend on, etc. During a crisis, infections can spread more easily. You may also be more susceptible to problems like indigestion, headaches, etc. The stress will wreak havoc on your immune system and open you up to more viruses. So, have a first aid kit that is well-stocked and ready to go.
While some preppers may hoard paper plates and plastic cups, generally it’s best to put aside some solid melamine plates and cups that can be reused. Anything that is disposable can and will run out with time. You may put aside some disposable utensils, but do have reusable ones that you can rely on since nobody can predict just how long a crisis may last.
Dishwashing liquid and detergent for your clothes are great to have too. In difficult situations, having clean clothes and clean dishes to eat from will give you some degree of comfort. These basic creature comforts will lift your spirits and give you the mental strength to keep going.
Steel wool is great to have. You can use it to wash dishes or start a fire. Speaking of fire, make sure you have fuel for your lamps because the electricity may be out. You may even wish to have a supply of candles and batteries for your battery operated lights and other equipment.
Besides the items mentioned above, there are several other items such as Vaseline, lip balm, insect repellant, sewing materials, tools, cable ties, paper towels, facial wipes, writing instruments, duct tape, super glue and many other items that will be very handy during a crisis.
It all depends on how much storage space you have, how important these items are to you and also your budget. You may need to slowly buy all these items over time. Do keep a record and see when to use these items by so that you can rotate your supplies.
It’s also worth noting that in a time of crisis, your supplies can also be used to barter with other people for items that you may need. So, it’s better to be over-prepared than under-prepared. Start storing your supplies from today and you’ll not be caught off-guard when an emergency strikes.